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Social Security's Trump Bump-Led 2027 COLA Would Be the 6th-Largest Raise in 35 Years -- but This Isn't the Full Story

Larger-than-normal Social Security raises come with advantages and potentially steep drawbacks.

Social Security's Trump Bump-Led 2027 COLA Would Be the 6th-Largest Raise in 35 Years -- but This Isn't the Full Story

Published September 20, 2026 · Category: Finance

Overview

For a majority of the nearly 55 million retired workers bringing home a monthly Social Security benefit, this income isn't a luxury -- it's a necessity. A quarter-century of annual Gallup surveys shows that 80% to 90% of retirees consistently rely on their Social Security income, in some capacity, to make ends meet.

For retirees, few, if any, announcements are of greater importance than the cost-of-living adjustment (COLA) reveal. Social Security's COLA is the near-annual "raise" given to beneficiaries that's designed to offset the inflation they've faced. When the U.S. Bureau of Labor Statistics publishes the September inflation report on Oct. 14, the Social Security Administration will have the final puzzle needed to calculate and announce the 2027 COLA.

Details

But make no mistake: This won't be an ordinary raise.

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Source

Originally published at www.fool.com.

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