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Social Security's 3.6% COLA Forecast for 2027 Brings Mixed Signals for Retirees

It would be the largest COLA since 2023, but will it suffice for retirees?

Social Security's 3.6% COLA Forecast for 2027 Brings Mixed Signals for Retirees

Published September 10, 2026 · Category: Finance

Overview

Inflation, though a natural part of the economy, affects everyone differently, but it can disproportionately affect Social Security recipients because their benefits are fixed for the year. That's why Social Security has an annual cost-of-living adjustment (COLA).

The annual COLA is intended to offset inflation by boosting recipients' benefits at the beginning of each year. We won't know the official COLA for 2027 until the Social Security Administration (SSA) releases it on Oct. 14, but estimates suggest what it could be.

Details

As it stands, senior advocacy group the Senior Citizens League (TSCL) estimates the 2027 COLA will be 3.6%, down from the 3.9% it projected a few months ago. On one hand, Social Security recipients might not be excited about the lower projection. On the other hand, it could hint at the current state of inflation.

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Source

Originally published at www.fool.com.

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