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Gen X Americans Face This Retirement Net Worth Reality Check

They've projected the numbers, and aren't happy about them.

Gen X Americans Face This Retirement Net Worth Reality Check

Published July 7, 2026 · Category: Finance

Overview

Few investors of any age are saving as much for retirement as they say they'd like to. One particular group, however, may be particularly behind on their savings goals. That's Generation X, born between 1965 and 1980. Here's the deal.

The quantitative data comes from asset management outfit Schroders. Its most recent annual survey of investors of all ages indicates that only 16% of Gen X Americans (aged 46 to 61) feel like they're on track for retirement. Specifically, this generation feels they'll need an average of $1.12 million to retire comfortably, but they expect to have only a little less than $712,000 when that time comes. That's a shortfall of just under $405,000, the biggest shortfall among all generational groups surveyed.

Details

These are all self-reported numbers, so take them with a grain of salt.

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Source

Originally published at www.fool.com.

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