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Congress Is Finally Taking Social Security's Financial Crisis Seriously, But a Fix Could Still Be a Long Way Off

There are plenty of possible fixes, but they all have some pretty significant drawbacks.

Congress Is Finally Taking Social Security's Financial Crisis Seriously, But a Fix Could Still Be a Long Way Off

Published August 21, 2026 · Category: Finance

Overview

Social Security is now just six years away from a possible 22% benefit cut, according to the latest Trustees' Report. It's made for a lot of scary headlines over the last few months, and for many people, it might be the first time they've learned how serious Social Security's financial situation actually is.

But this wasn't news to Washington. Social Security has been spending more money than it's taken in since 2021, and Congress knows it must act soon. Representatives and Senators are beginning to propose plans to keep the program sustainable, but if history is any indication, we're still several years away from an actual fix.

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Originally published at www.fool.com.

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