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American Express Just Reported Its Second Quarter. Here's What the Card-Fee Line Says About the Premium Consumer.

The iconic credit card company continues to feast on the premium borrower.

American Express Just Reported Its Second Quarter. Here's What the Card-Fee Line Says About the Premium Consumer.

Published July 27, 2026 · Category: Finance

Overview

Credit card giant American Express (NYSE: AXP) released its second-quarter earnings before the market opened on July 24. Although the company's earnings per share of $4.53 cleared Wall Street's expectations, revenue net of interest expense narrowly missed the mark at $19.64 billion. Shares dropped over 4% following the announcement.

But try not to get fixated on the headline numbers. Sure, they matter, but they don't tell the whole story. The market seems to be missing what's happening with American Express' fee revenue, the annual fees people pay to use the company's premium credit and charge cards. The data in American Express' second-quarter earnings illustrate the brand's strength and why the stock continues to justify its valuation.

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Originally published at www.fool.com.

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