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3 Things All Seniors Should Do Before Social Security's Trust Funds Are Depleted in 2032

It's never too early to start planning for a huge change like this.

3 Things All Seniors Should Do Before Social Security's Trust Funds Are Depleted in 2032

Published July 5, 2026 · Category: Finance

Overview

Social Security beneficiaries got some scary news last month when they learned that the program's trust funds are now just six years from depletion. A 22% benefit cut could follow if nothing changes.

This scenario is unlikely, but only Washington can help us avoid it. Other than making your thoughts known to your Congressional representative and senator, there isn't a lot you can do to directly influence Social Security's future. But you can do these three things to help you better weather whatever comes next.

Image source: Getty Images.

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Originally published at www.fool.com.

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