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3 Reasons to Claim Social Security at 70

Claiming Social Security at 70 can help you to build a more secure future for you and your spouse.

3 Reasons to Claim Social Security at 70

Published October 3, 2026 · Category: Finance

Overview

You can start Social Security at 62, but for many retirees, waiting until 70 is a better plan.

Of course, delaying your claim for benefits for eight full years after you become eligible means you're passing up a lot of income you could have collected. And unless you want to actually work until you are 70, you're going to need money in your retirement plans to support you until you claim your benefits.

Details

Despite these downsides, though, there are plenty of great reasons to wait to start your benefit checks. Here are three of them.

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Source

Originally published at www.fool.com.

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