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XLF vs IYF: Which Financial Sector ETF Offers Better Value?

XLF's ultra-low 0.08% expense ratio cuts costs dramatically, but IYF's 141 holdings deliver broader diversification and stronger 5-year returns.

XLF vs IYF: Which Financial Sector ETF Offers Better Value?

Published August 26, 2026 · Category: Finance

Overview

State Street Financial Select Sector SPDR ETF (NYSEMKT:XLF) and iShares U.S. Financials ETF (NYSEMKT:IYF) both provide exposure to the financial sector, but they differ significantly in cost, liquidity, and portfolio breadth.

While both funds focus on U.S. financial companies, the State Street fund targets a narrower subset of large-cap firms from the S&P 500, whereas the iShares fund offers a more expansive view of the domestic financial industry by including a wider range of market capitalizations.

Details

Beta measures price volatility relative to the S&P 500; beta is calculated from monthly returns over the available fund history (up to five years). The 1-yr return represents total return over the trailing 12 months. Dividend yield is the trailing-12-month distribution yield.

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Source

Originally published at www.fool.com.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.