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Winning Physically and Financially: How Working to 70 and Delaying Social Security Stack the Deck in Your Favor

You may know that waiting to claim Social Security until age 70 is financially beneficial, but did you know it may also help keep you healthy? Here's how.

Winning Physically and Financially: How Working to 70 and Delaying Social Security Stack the Deck in Your Favor

Published August 3, 2026 · Category: Finance

Overview

For many Americans, the dream is to retire young with a large enough bank account to live comfortably for the rest of their lives. However, for the majority of us, that's simply not in the cards -- and research shows that may be OK.

No matter how old you are, if you struggle with when you can retire, you may be surprised by the benefits of hanging on until age 70. That doesn't mean you have to stay in your current job. Even if you transition into a position that's less physically or mentally taxing, the benefits are there, especially if working allows you to postpone Social Security.

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Originally published at www.fool.com.

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