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Why Social Security's Shrinking COLA Forecast for 2027 May Benefit Retirees

Paradoxically, a lower Social Security COLA could put more money into the hands of retirees.

Why Social Security's Shrinking COLA Forecast for 2027 May Benefit Retirees

Published August 23, 2026 · Category: Finance

Overview

For employees, receiving a smaller raise than initially expected isn't a good thing. However, it could be a different case altogether for retirees who receive Social Security benefits.

Experts' predictions of what the 2027 Social Security cost-of-living adjustment (COLA) will be have declined recently. The Senior Citizens League (TSCL), a non-profit organization that advocates for seniors, now projects a 3.6% increase, down from previous forecasts in May and June of a 3.8% jump. Independent Social Security and Medicare analyst Mary Johnson cut her COLA projection from 4.4% to 3.4%.

Details

Some retirees could be disappointed that the COLA could be lower than predicted earlier this year. However, if the latest forecasts prove accurate, it should be better news than a larger Social Security check next year.

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Source

Originally published at www.fool.com.

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