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Where Will XRP (Ripple) Be in 5 Years?

Ripple is becoming a more serious financial institution, but that doesn't mean XRP is becoming a better investment.

Where Will XRP (Ripple) Be in 5 Years?

Published August 20, 2026 · Category: Finance

Overview

Five years from now, in August of 2031, I think XRP (CRYPTO: XRP) will trade lower than $1. Here's why.

As of August 2026, XRP has lost roughly 70% from its July 2025 peak near $3.65. That's in spite of some major catalysts for the token, like the end of the Securities and Exchange Commission's (SEC) case against Ripple and the launch of spot XRP exchange-traded funds in the U.S.

Details

Meanwhile, Ripple -- the company behind XRP -- cleared more than $3 trillion through its prime brokerage in 2025 while securing a national trust bank charter. The company is becoming a much more serious financial institution, and it's gaining more and more partners in the industry, yet XRP continues to fall.

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Source

Originally published at www.fool.com.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.