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What a Bigger 2027 COLA Could Mean for Your Medicare Premiums -- and Your Net Social Security Check

Expect a nice boost, but it will inevitably be offset by Medicare premium increases.

What a Bigger 2027 COLA Could Mean for Your Medicare Premiums -- and Your Net Social Security Check

Published July 23, 2026 · Category: Finance

Overview

For many of the 54 million-plus Social Security recipients, the annual cost-of-living adjustment (COLA) announcement is one of the most anticipated days of the year. This year, the official COLA will be released on Oct. 14, and although we won't know the exact percentage until then, signs point to a higher-than-average boost.

However, a higher COLA doesn't always translate to that much more money left over in your wallet. Because of the relationship between Social Security and Medicare, the 2027 boost could be partially offset.

Details

The Social Security Administration (SSA) calculates the annual COLA using the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) data.

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Source

Originally published at www.fool.com.

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