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Wall Street's Scariest Seasonal Pattern Returns in September. Should AI Stock Investors Be Worried?

The real worry should be that extreme AI-driven valuations, concentration, leverage, and circular financing leave the market vulnerable to a sharp correction if growth or profits disappoint.

Wall Street's Scariest Seasonal Pattern Returns in September. Should AI Stock Investors Be Worried?

Published September 2, 2026 · Category: Finance

Overview

September gets blamed for being the market's worst month, but the calendar isn't what has me worried this year. What concerns me is what happens when a market already heavily dependent on artificial intelligence spending, leverage, and a handful of giant companies finally has to prove those expectations are justified.

September is the only month with a negative long-run average return. Since 1928, the S&P 500 (SNPINDEX: ^GSPC) has declined an average of 1.2% in September, worse than every other month. Since 1950, it has finished positive just 44% of the time, the only month below a coin flip. Nine of the 40 worst monthly losses in market history landed in September, more than any other month.

Details

The recent record is uglier -- in 4 of the past 5 Septembers, the market fell by an average of 4.2%, more than triple the long-term average decline. When September finishes in the red, the average loss is 3.8%. Here is the honest caveat: Remove a handful of outlier years, and September performs positively slightly more than half the time. Seasonality is not destiny, and one useful filter matters: When the index sits above its 200-day moving average entering September, the average return flips to positive 1.3% with 60% of occurrences higher.

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Source

Originally published at www.fool.com.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.