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This Retirement Rule of Thumb Has Changed, but Most Retirees Haven't Adjusted Their Strategy Yet

Many retirees are making plans for their future based on an outdated rule.

This Retirement Rule of Thumb Has Changed, but Most Retirees Haven't Adjusted Their Strategy Yet

Published June 29, 2026 · Category: Finance

Overview

Retirement planning is undoubtedly very challenging. There are tons of variables to consider, from what age you plan to claim Social Security to whether you want to invest in retirement accounts that provide tax-deferred growth or accounts that allow pretax contributions during your working years.

There is another critical issue to consider that can shape how long your money lasts. It's your withdrawal rate, or the rate at which you take money out of your retirement accounts. It's one of the most important choices you'll make in your later years, but unfortunately, many Americans are following an outdated rule.

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Originally published at www.fool.com.

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