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This Is an Important Month for Social Security's 2027 COLA. Here's What to Pay Attention To.

This is the beginning of a crucial three-month stretch for Social Security's COLA.

This Is an Important Month for Social Security's 2027 COLA. Here's What to Pay Attention To.

Published July 20, 2026 · Category: Finance

Overview

The annual Social Security cost-of-living adjustment (COLA) is one of the most anticipated announcements in the Social Security world. The official COLA won't be announced until Oct. 14, but the three months leading up to October are the most important months of the year for the COLA.

July is the first month when inflation numbers will impact the COLA for the upcoming year. Next year's COLA is shaping up to be larger than usual, especially with current ongoing geopolitical events.

Details

To determine the COLA, Social Security looks at the CPI-W average from the third quarter (July, August, and September), compares it to the third-quarter average from last year, and sets the COLA as the percentage increase, rounded up to the nearest tenth of 1%.

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Source

Originally published at www.fool.com.

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