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The Social Security Math Just Got Worse for Future Retirees

It's time to prepare for potential changes.

The Social Security Math Just Got Worse for Future Retirees

Published June 27, 2026 · Category: Finance

Overview

If you're counting on Social Security to cover a large share of your retirement expenses, the latest projections from the program's Trustees should read like bad news. In their latest report, the Social Security Trustees say the program's Old-Age and Survivors Insurance Trust Fund -- which pays retirement and survivor benefits -- is now expected to run out of reserves in late 2032.

If lawmakers fail to act before then, incoming payroll tax revenue may only cover about 78% of Social Security's scheduled benefits, resulting in an automatic 22% cut for current and future retirees. And while that doesn't mean that Social Security is going bankrupt, a cut that drastic could deal seniors a huge financial blow.

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Originally published at www.fool.com.

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