Conventional wisdom says that waiting to claim Social Security is the best way to make the most of your benefits. Here's why that's not the best path for everyone.
Americans are tired. From job concerns to the overall mental load of trying to do it all, many are ready for a break. A 2025 Empower survey found that Americans would like to retire at age 58 on average and want to have at least $1.06 million in their retirement accounts.
Unfortunately, that's easier said than done. Given that the average 58-year-old has $261,000 put away for retirement, there's quite a gap to fill. For many, the only solution is to work until at least age 70, when they can receive the largest Social Security benefit they're eligible for.
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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.
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