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The Famous 4% Retirement Rule May Not Work for You -- Unless You Do This

There's an important tweak you need to make.

The Famous 4% Retirement Rule May Not Work for You -- Unless You Do This

The Famous 4% Retirement Rule May Not Work for You -- Unless You Do This

Published June 7, 2026 · Category: Finance

Overview

For decades, retirees have relied on the 4% rule as one of the simplest guidelines in retirement planning. And the concept is pretty simple.

In your first year of retirement, you withdraw 4% of your portfolio. After that, you adjust your withdrawals annually for inflation.

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Details

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Source

Originally published at www.fool.com.

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