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The Committee for a Responsible Federal Budget Estimates Social Security Cuts for Couples if the System Is Not Fixed

Many retired couples rely on Social Security income.

The Committee for a Responsible Federal Budget Estimates Social Security Cuts for Couples if the System Is Not Fixed

Published August 23, 2026 · Category: Finance

Overview

The math behind Social Security's looming funding gap is becoming painfully real for retirees. Congress has known for years that the Social Security trust fund is dangerously close to running dry, and unless it acts to shore it up, Social Security benefits could be reduced by roughly 24%.

The Senior Citizens League estimates that 24.6 million seniors get by on Social Security benefits alone. A new analysis by the Committee for a Responsible Federal Budget indicates that a 22% cut would reduce the annual income of a "dual-earning, low-income couple" by $10,200 at the start of 2033. It puts the reduction to a "dual-earning, medium-income couple" at $16,900 if the cuts come to pass, and the reduction for a "dual-earning, high-income couple" at $22,300. 

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Originally published at www.fool.com.

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