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The Average 401(k) Balance Is $155,800. Here's What That Doesn't Tell You.

Knowing how you stack up to other workers doesn't tell you as much as you'd think.

The Average 401(k) Balance Is $155,800. Here's What That Doesn't Tell You.

Published August 31, 2026 · Category: Finance

Overview

The average 401(k) balance is slowly but surely creeping up, reaching $155,800 as of the second quarter of 2026, according to a recent report from Fidelity. This suggests that Americans are working harder to save for their future and making real progress.

But that doesn't mean that if you're doing better than the average, that you're on track for a comfortable retirement, or that if you're behind, you're doomed.

Image source: Getty Images.

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Originally published at www.fool.com.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.