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The $200,000 Cushion: How One Number Can Ease One of Retirees' Biggest Worries

Fidelity estimates the average retiree will spend around $185,500 on healthcare. Keep reading to learn how you can get ahead of the issue.

The $200,000 Cushion: How One Number Can Ease One of Retirees' Biggest Worries

Published August 17, 2026 · Category: Finance

Overview

A recent Oath Money & Meaning Institute survey revealed that healthcare costs rank as retirees' top financial worry, with 81% of survey participants naming it as one of their top three concerns. And it's no surprise, given that Fidelity Investments now says that a 65-year-old retiring in 2026 can expect to spend an average of $185,500 on healthcare and medical expenses throughout retirement.

No matter how you look at it, $185,000 is a staggering figure, particularly at a time when the cost of living makes it difficult for millions to imagine retiring. While there's little you can do to control the overall cost of healthcare in retirement, there are steps you can take to plan for it.

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Source

Originally published at www.fool.com.

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