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State Street's XLF or ProShares' UYG: Which Financial ETF Is Right for Long-Term Investors?

State Street's financial ETF charges just 0.08% annually, while ProShares' leveraged alternative targets double daily returns at a steeper 0.94% cost.

State Street's XLF or ProShares' UYG: Which Financial ETF Is Right for Long-Term Investors?

Published July 18, 2026 · Category: Finance

Overview

The choice between State Street Financial Select Sector SPDR ETF (NYSEMKT:XLF) and ProShares - Ultra Financials (NYSEMKT:UYG) hinges on whether an investor seeks standard, low-cost sector exposure or amplified daily returns through leverage.

Investors seeking to gain exposure to the financial sector generally choose between standard index tracking or amplified daily results. The State Street Financial Select Sector SPDR ETF provides broad access to the financial segment of the S&P 500, whereas the ProShares - Ultra Financials seeks to double the daily performance of the same sector. This comparison looks at how their different mechanics impact total returns and risk profiles.

Beta measures price volatility relative to the S&P 500; beta is calculated from monthly returns over the available fund history (up to five years). The 1-yr return represents total return over the trailing 12 months. Dividend yield is the trailing-12-month distribution yield.

Details

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Source

Originally published at www.fool.com.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.