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SoFi's Record Loan Originations Aren't Winning Over Wall Street. Here's the Disconnect.

The once-booming fintech stock currently trades 44% below its record.

SoFi's Record Loan Originations Aren't Winning Over Wall Street. Here's the Disconnect.

Published July 2, 2026 · Category: Finance

Overview

During the first three months of 2026, SoFi Technologies (NASDAQ: SOFI) originated $12.2 billion in combined personal, student, and home loans. While this figure was up 68% year over year and established a new company record, it didn't please investors.

Matthew Coad, a research analyst at Truist Financial, cut the firm's price target for SoFi from $20 to $17. He expects weaker Q2 revenue from the loan platform segment.

Details

The downgrade was also the result of the company's technology platform segment registering a 27% revenue decline. This was due to the loss of an important client, although the total number of accounts fell 16% from Q1 2025.

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Source

Originally published at www.fool.com.

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