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Social Security Spousal Benefits: 2 Tricky Rules That Trip Couples Up

Make sure you understand how these benefits work.

Social Security Spousal Benefits: 2 Tricky Rules That Trip Couples Up

Published August 25, 2026 · Category: Finance

Overview

A lot of people earn their way into Social Security by working for many years and paying taxes on their wages. But even if you don't have enough of a work history to qualify for Social Security, you may be eligible for spousal benefits if you're married to someone who's eligible, or if you're a qualifying divorcee.

But as complicated as Social Security's rules are, the rules surrounding spousal benefits can be even trickier. So it's important to understand how they work. Here are two rules in particular that tend to catch people by surprise.

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Source

Originally published at www.fool.com.

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