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Social Security's Historic 2027 COLA May Have a Silver Lining for the First Time Since 2023

The potential for the fourth-largest Social Security raise since 1991 is only half the story for retirees in 2027.

Social Security's Historic 2027 COLA May Have a Silver Lining for the First Time Since 2023

Published July 11, 2026 · Category: Finance

Overview

Last year, Social Security celebrated its 90th anniversary, and the average monthly retired-worker benefit surpassed $2,000 for the first time. Making history is commonplace for America's most important retirement program.

But for the more than 71 million people who took home a traditional Social Security benefit in May -- retired workers, workers with disabilities, and survivors of deceased workers -- there's arguably no annual announcement more anticipated than the cost-of-living adjustment (COLA).

Details

Social Security's COLA, announced during the second week of October, is the annual "raise" that accounts for the inflationary pressures beneficiaries are facing. Hypothetically, if prices for a broad basket of goods and services regularly purchased by Social Security recipients rose by 3% and payouts remained static, beneficiaries would lose buying power over time.

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Source

Originally published at www.fool.com.

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