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Social Security's COLA Announcement Was Delayed Last October. Will the Same Thing Happen Again This Year?

Social Security recipients don't want that key information postponed.

Social Security's COLA Announcement Was Delayed Last October. Will the Same Thing Happen Again This Year?

Published August 7, 2026 · Category: Finance

Overview

Each October, millions of retirees wait for one of the most closely watched Social Security announcements of the year -- news of an official cost-of-living adjustment, or COLA. COLAs are designed to help Social Security benefits keep pace with inflation. Without them, recipients would be doomed to lose out on buying power through the years.

The reason Social Security COLAs are announced in October is that they're based on third-quarter inflation data from the Consumer Price Index for Urban Wage Earners and Clerical Workers, or CPI-W. Since September's CPI-W usually comes out around mid-October, an official COLA can't be calculated beforehand.

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Originally published at www.fool.com.

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