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Social Security Might Get a 3.8% COLA Boost in 2027, but Some Recipients May See Smaller Gains

For several reasons, annual cost-of-living adjustments are often not as much as many seniors need.

Social Security Might Get a 3.8% COLA Boost in 2027, but Some Recipients May See Smaller Gains

Published July 19, 2026 · Category: Finance

Overview

Social Security is critical for most U.S. retirees, and about 39% of them would have incomes below the poverty line without it, according to the nonpartisan Center on Budget and Policy Priorities. Thus, whether you're collecting Social Security benefits already or are looking forward to eventually doing so, it's smart to keep an eye on developments involving the program.

Here's something to know about it, for example: Nearly every year, the benefits it distributes increase thanks to mandated cost-of-living adjustments (COLAs). That's great, as those boosts are intended to keep the buying power of recipients' monthly checks steady in the face of inflation. But the news isn't all good.

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Originally published at www.fool.com.

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