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Social Security Benefits Could Shrink by $2,560 in 2035 -- and Not for the Reason You'd Think

There's a lot of focus on the trust fund running dry, but there are also other issues to worry about when it comes to Social Security.

Social Security Benefits Could Shrink by $2,560 in 2035 -- and Not for the Reason You'd Think

Published June 28, 2026 · Category: Finance

Overview

There has been a lot of bad news about Social Security lately. Most notably, the June Social Security Trustees report revealed that the Old-Age and Survivors Insurance (OASI) Trust Fund will run short in 2032, leaving Social Security with only enough income to pay 78% of promised benefits.

If the OASI trust fund is combined with the Disability Insurance trust fund, this buys some time, but the combined fund will last only through 2034. Then, there will be enough money to cover only 83% of the promised benefits.

While this is not great news for retirees, it's also not the only problem they face that could affect their Social Security benefits. There's another issue that may not be on their radar, but that should be.

Details

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Source

Originally published at www.fool.com.

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