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Should You Invest a Lump Sum or Dollar-Cost Average Into ETFs?

One is comfortable, while the other isn't. Unfortunately, the one that isn't comfortable is the correct option.

Should You Invest a Lump Sum or Dollar-Cost Average Into ETFs?

Published July 1, 2026 · Category: Finance

Overview

It's an age-old question. Should you invest a sizable stash of cash all at once, or space your investments over time (an approach called dollar-cost averaging)? The former risks putting all of your money in at a market high. The latter risks missing out on any upside that takes shape before you've put all of your money to work.

There is a correct answer, particularly if you're a true long-term investor. That is, invest as much money as you can as soon as you can. See, perhaps the biggest risk all investors face is missing out on the few truly great days the broad market experiences in any given year.

Details

And that's no small risk.

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Source

Originally published at www.fool.com.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.