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Schwab REIT ETF vs. State Street Real Estate SPDR: Which Real Estate ETF Is Actually More Diversified?

Schwab offers broader diversification with 121 holdings and lower costs, while State Street diversifies away from REITs and delivers higher income at 3.2%.

Schwab REIT ETF vs. State Street Real Estate SPDR: Which Real Estate ETF Is Actually More Diversified?

Published August 12, 2026 · Category: Finance

Overview

Investors choosing between Schwab U.S. REIT ETF (NYSEMKT:SCHH) and State Street Real Estate Select Sector SPDR ETF (NYSEMKT:XLRE) must weigh the Schwab fund's lower cost against the SPDR trust's higher yield.

Both funds provide exposure to the domestic real estate market but follow different inclusion criteria. While the State Street fund limits its scope to the real estate components of the S&P 500, the Schwab fund offers a broader view of the U.S. equity real estate investment trust landscape. This analysis breaks down the cost structures, recent performance, and underlying holdings of both funds to help determine which strategy aligns with your portfolio goals and income needs.

Beta measures price volatility relative to the S&P 500; beta is calculated from monthly returns over the available fund history (up to five years). The 1-yr return represents total return over the trailing 12 months. Dividend yield is the trailing-12-month distribution yield.

Details

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Source

Originally published at www.fool.com.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.