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Retiring with $1.2 Million? Here's How to Avoid Running Out of Savings

The right strategy is crucial if you want your money to last.

Retiring with $1.2 Million? Here's How to Avoid Running Out of Savings

Published July 12, 2026 · Category: Finance

Overview

As always, The Motley Fool cannot and does not provide personalized investing or financial advice. This information is for informational and educational purposes only and is not a substitute for professional financial advice. Always seek the guidance of a qualified financial advisor for any questions regarding your personal financial situation.

For many people, retiring with $1.2 million is a pipe dream. But if you steadily fund an IRA or 401(k) throughout your career and invest your money wisely, it may become your reality.

Details

Retiring with $1.2 million could lead to a very comfortable lifestyle. But it's important to make sure that money lasts as long as you need it to. Here's how to avoid depleting a $1.2 million savings balance through careful investing, withdrawals, and the right backup plans.

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Source

Originally published at www.fool.com.

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