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Oops, I Claimed Social Security Too Soon. What Now?

If you claim Social Security early and you regret it, you aren't without options. Here's what you can do.

Oops, I Claimed Social Security Too Soon. What Now?

Published July 13, 2026 · Category: Finance

Overview

You become eligible to claim Social Security at 62, and many people claim their benefits at that age. However, it's an early claim, and it results in a reduction of monthly benefits.

In some cases, you may decide that you regret your early claim. That may happen if you start worrying about running out of money later in retirement, if you realize you should have coordinated with a spouse, or if you simply think twice and realize you wish you hadn't reduced your benefit.

So, what happens if you claimed Social Security early and you regret it? What options are available to you? The answer depends on your age, financial ability, and willingness to work -- but you do have some choices. Here's what they are.

Details

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Source

Originally published at www.fool.com.

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