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IYF vs. FNCL: Which Financials ETF Is the Better Buy?

IYF has delivered stronger 5-year returns despite higher fees, while FNCL offers broader diversification.

IYF vs. FNCL: Which Financials ETF Is the Better Buy?

Published August 15, 2026 · Category: Finance

Overview

The iShares U.S. Financials ETF (NYSEMKT:IYF) offers a relatively more concentrated portfolio of industry leaders and boasts higher recent returns, while the Fidelity MSCI Financials Index ETF (NYSEMKT:FNCL) provides broader sector exposure with a significantly lower expense ratio.

Both funds aim to give investors exposure to the U.S. financial sector, including banks, insurers, and asset managers. While they overlap on many of their largest positions, their underlying indexes create different levels of diversification.

Details

Beta measures price volatility relative to the S&P 500; beta is calculated from monthly returns over the available fund history (up to five years). The 1-year return represents total return over the trailing 12 months. Dividend yield is the trailing-12-month distribution yield.

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Source

Originally published at www.fool.com.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.