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Is SoFi Technologies Stock a Bargain After Its Big Drop, or a Falling Knife?

The company's financial results look much better than its stock performance this year suggests at first.

Is SoFi Technologies Stock a Bargain After Its Big Drop, or a Falling Knife?

Published July 24, 2026 · Category: Finance

Overview

After a couple of years of beating the market, SoFi Technologies (NASDAQ: SOFI) has lost its momentum. The fintech specialist's shares have declined 39% since January. What's more, there are still potential risks ahead that could send the stock even lower. Should investors buy SoFi's shares at current levels, or is it best to stay far away from the company right now?

Image source: The Motley Fool.

SoFi encountered several headwinds this year. Here are three of them. First, the fintech leader was the target of a short-seller report that made alarming allegations. The author of the report, Muddy Waters, an activist short-selling firm, claimed, among many other things, that SoFi inflated its profitability through questionable accounting practices, including overstated loan values.

Details

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Source

Originally published at www.fool.com.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.