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I'm No Longer Focused on Funding My 401(k). Here's Why.

This saver is starting to take a different approach.

I'm No Longer Focused on Funding My 401(k). Here's Why.

Published July 7, 2026 · Category: Finance

Overview

There's a reason retirement savers are often encouraged to contribute steadily to a 401(k). Not only do these plans make it easy to build retirement wealth, but they often come with a workplace match.

My situation is a bit different. Even though I've worked for companies in the past that had a 401(k) plan, I've actually never had an employer offer a match. And now, the 401(k) I contribute to is the one I maintain myself -- a solo 401(k) for self-employed folks like myself.

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Source

Originally published at www.fool.com.

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