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How Much of Your Portfolio Should Be in Index Funds?

Most investors understand all the reasons to own them. What's not as clear is the degree to which you should own these super-simple investments.

How Much of Your Portfolio Should Be in Index Funds?

Published June 26, 2026 · Category: Finance

Overview

If you're reading this, then you obviously have at least some interest in owning index funds like the SPDR S&P 500 ETF Trust (NYSEMKT: SPY) or the Vanguard S&P 500 ETF (NYSEMKT: VOO), which are meant to mirror the performance of S&P 500 index (SNPINDEX: ^GSPC). Smart choice. You likely realize that beating the market is not only difficult (to the point of being unlikely), but time-consuming as well. Simply owning a sizable slice of the broad market solves both problems.

The question is, how much of your portfolio should be allocated to these super-simple holdings?

Details

The answer, unfortunately, is a resounding "it depends." It depends on your investment goals, your interest in also holding individual stocks, and often, your risk tolerance.

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Source

Originally published at www.fool.com.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.