Here's the Average Social Security Benefit at Ages 62 to 80
Claiming Social Security at 62 versus 70 creates a dramatic income gap that compounds over your retirement years.
Overview
Social Security provides a vital floor for your retirement, but it's designed to be supplemental income rather than a total solution. The size of your monthly check depends heavily on when you choose to apply for benefits. The Social Security Administration (SSA) bases your benefit on your average monthly wages across your 35 highest-earning years, which are adjusted for inflation and run through the primary insurance amount (PIA) formula.
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Full retirement age -- the age at which you become eligible for your PIA -- ranges from 66 to 67, depending on your birth year, and it's 67 for everyone born in 1960 or later. Here is the average monthly retired-worker benefit by age, as of December 2025.
Details
Source
Originally published at www.fool.com.