Here's the Average Social Security Benefit at Age 65
Claiming Social Security at 65 triggers a permanent reduction that lasts your entire retirement, even as Medicare kicks in.
Overview
As of December 2025, the average benefit for people aged 65 is $1,607.27 per month, according to the Social Security Administration (SSA). This age is a popular option because it's when you're eligible for Medicare, but it's no longer the age at which you receive a full Social Security check. For everyone born in 1960 or later, full retirement age (FRA) is 67.
If your full retirement age is 67, claiming at 65 means a permanent 13.33% reduction in your monthly payment. You're essentially choosing to receive checks two years before reaching your baseline.
Image source: Getty Images.
Details
Source
Originally published at www.fool.com.
Related Articles
Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.