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Here's How Much the Average Social Security Benefit Is Expected to Grow Based on Current Estimates

It would be a larger-than-normal boost.

Here's How Much the Average Social Security Benefit Is Expected to Grow Based on Current Estimates

Published September 30, 2026 · Category: Finance

Overview

To help keep up with inflation, Social Security provides a cost-of-living adjustment (COLA) that kicks in at the start of each year. It doesn't always keep up with real-world price increases, but it helps protect some of seniors' purchasing power.

This year, the official COLA will be announced on Oct. 14, but with inflation data rolling in, organizations are refining their estimates. Senior advocacy group The Senior Citizens League (TSCL) currently predicts a 3.5% COLA.

Details

As of August, the average Social Security benefit for retired workers was $2,087.52. If the 2027 COLA is 3.5%, the average benefit would increase by $73.06 to $2,160.58. The average benefit will fluctuate as retirees pass away and others enter the Social Security program, but as it stands, someone receiving the average benefit can expect a roughly $73 monthly boost, or $877 for the year.

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Source

Originally published at www.fool.com.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.