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Here's Exactly How We Fixed Social Security the Last Time It Was Running Out of Money

This isn't the first time Social Security has been running out of money.

Here's Exactly How We Fixed Social Security the Last Time It Was Running Out of Money

Published June 27, 2026 · Category: Finance

Overview

Social Security isn't exactly in the best financial situation. Although it ended 2025 with nearly $2.6 trillion in reserves, the program is running a rapidly widening deficit. According to the latest projections, Social Security's trust fund reserves are expected to be depleted in 2032. If no action is taken, across-the-board benefit cuts would be necessary.

The good news is that history tells us that something will be done. It would absolutely make things easier in the long term if solutions were put in place while we're still years away from depletion, but that isn't strictly necessary. In fact, the last time Social Security was in danger of running out of money, a ninth-inning solution is exactly what happened.

Image source: Getty Images.

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Originally published at www.fool.com.

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