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Can You Retire at 62 Without Touching Social Security? Here's the Math.

Many people will find they need to save at least seven figures.

Can You Retire at 62 Without Touching Social Security? Here's the Math.

Published July 7, 2026 · Category: Finance

Overview

Everyone's retirement goals look different. Some people want to travel, some want to take up a new hobby, and some want to spend as much time as possible at home. In either case, the No. 1 goal should be to be as comfortable as possible. And one of the best ways to do so is by being financially comfortable.

Many people consider retiring at age 62 because it's the earliest age at which you can claim Social Security retirement benefits. However, is it possible to retire at 62 without claiming Social Security? Let's see what the math says.

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Originally published at www.fool.com.

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