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Can You Claim Social Security Spousal Benefits Before Your Full Retirement Age? Here's the Trade-Off.

Claiming spousal benefits early comes at a price.

Can You Claim Social Security Spousal Benefits Before Your Full Retirement Age? Here's the Trade-Off.

Published October 2, 2026 · Category: Finance

Overview

Whether you're currently married or divorced from a partner who earns significantly more than you, claiming Social Security spousal benefits may be central to your retirement plans. You can claim spousal benefits as early as 62, but it comes at a price. Before you decide, here's what you need to know about claiming as early as possible.

Image source: Getty Images.

First, check your eligibility. To receive a spousal benefit based on a living spouse's work record, two conditions must be met:

Details

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Source

Originally published at www.fool.com.

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