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BDC and Mortgage REIT Income Is Taxed Differently Than a Bank Dividend. Here's Where to Hold Each.

If you make the right decision on where to hold certain investments, you can minimize how much you pay Uncle Sam.

BDC and Mortgage REIT Income Is Taxed Differently Than a Bank Dividend. Here's Where to Hold Each.

Published September 6, 2026 · Category: Finance

Overview

Investing is about more than just picking good stocks and bonds and holding them for the long term. You should also consider the tax implications of the investments you make. The easiest example of this is the bond space, with the dichotomy between corporate and municipal bonds. Corporate bonds are fully taxable, but muni bonds can help you avoid paying taxes on the income they generate.

But there's another level to the issue, because certain retirement accounts also allow you to avoid taxation. Investors in ultra-high-yield mortgage real estate investment trusts (REITs) and business development companies (BDCs) need to pay close attention to where they place these securities. Here's where they probably belong, if you want to minimize your tax hit.

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Originally published at www.fool.com.

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