Capital DailyCapital Daily
Markets · Investing · Business
Capital DailyCapital Daily
Finance

Age 45-54? Here's the Average Retirement Savings for People Your Age

It's never too late to save more aggressively if you feel as though you're behind.

Age 45-54? Here's the Average Retirement Savings for People Your Age

Published August 10, 2026 · Category: Finance

Overview

When you're in your 20s or 30s, retirement can easily be pushed to the back burner because it's not as pressing as your daily expenses or obligations. After all, you likely have a few decades of saving and investing ahead of you.

However, the 40s are often a point where people begin prioritizing their retirement savings because the horizon is getting much closer. Everyone's financial situation is vastly different, so a comparison isn't always apples-to-apples. Still, it helps to know where you stand compared to people in your age range to help provide perspective and context.

Details

According to data from the Survey of Consumer Finances released by the Federal Reserve (Fed), the average household retirement savings balance for people aged 45 to 54 is $313,220.

Continue reading

Source

Originally published at www.fool.com.

Related Articles

CD
Capital Daily Newsroom

Capital Daily covers markets, crypto and commodities for Asia & the Middle East — tier-1 desk research, AI-driven analysis, institutional-grade data. Tip our newsroom: [email protected]

Email the newsroom →
Disclaimer: This article is for informational purposes only and does not constitute investment advice. Data may be delayed up to 15 minutes. Past performance is not indicative of future results. Consult a licensed financial advisor before making investment decisions.