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2 Signs You're Underspending in Retirement -- and Why It's a Problem

Forget running out of money. You may have the opposite risk.

2 Signs You're Underspending in Retirement -- and Why It's a Problem

Published June 26, 2026 · Category: Finance

Overview

Most people carry one big fear with them into retirement -- running out of money. And after spending decades funding your IRA or 401(k), the last thing you want to risk is that money running out.

But while many retirees do, in fact, risk overspending, underspending can be a problem too. If you're so worried about depleting your savings, it's hard to enjoy the wealth you hustled to build. Here are a couple of signs you're spending less than what you can afford.

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Originally published at www.fool.com.

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