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2 Reasons Not to Claim Social Security at 70

Waiting as long as possible doesn't always pay off.

2 Reasons Not to Claim Social Security at 70

Published August 24, 2026 · Category: Finance

Overview

There's a reason some retirees are tempted to claim Social Security at 70, even though they can start collecting benefits as early as age 62.

Age 70 is generally considered the "latest" age to file for Social Security, even though you can technically delay your claim beyond that point. And it's the filing age that lets you maximize your benefits.

Image source: Getty Images.

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Originally published at www.fool.com.

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